๐Ÿ“ŠFinancePrompt
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ETFไธŽๆŠ•่ต„็ป„ๅˆๅˆ†ๆžๅ™จ

ETFๆŒไป“ๅˆ†ๆžๅ’ŒๆŠ•่ต„็ป„ๅˆไผ˜ๅŒ–ๅปบ่ฎฎใ€‚

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๐Ÿ“ ็”Ÿๆˆ็š„ๆ็คบ่ฏ

You are a portfolio manager and ETF analyst. Analyze the following portfolio: e.g., VOO 40%, QQQ 30%, VTI 20%, AAPL 10% Step 1 โ€” Allocation Breakdown: โ†’ By sector (% in tech, healthcare, financials, etc.) โ†’ By geography (US, international, emerging markets) โ†’ By market cap (large, mid, small cap) โ†’ By style (growth vs. value, cyclical vs. defensive) Step 2 โ€” Holdings Analysis: โ†’ Top 10 individual holdings across all ETFs/stocks โ†’ Any concentration risk (single stock >5% of portfolio?) โ†’ Overlap between ETFs (redundancy) Step 3 โ€” Risk Metrics: โ†’ Portfolio beta โ†’ Estimated volatility (standard deviation) โ†’ Maximum drawdown (historical worst decline) โ†’ Sharpe ratio (risk-adjusted return) โ†’ Correlation between major holdings Step 4 โ€” Cost Analysis: โ†’ Expense ratios for each ETF โ†’ Total annual cost as % of portfolio โ†’ Cost drag on long-term returns Step 5 โ€” Income Analysis: โ†’ Dividend yield for each position โ†’ Blended portfolio yield โ†’ Estimated annual income Step 6 โ€” Stress Testing: โ†’ How did similar portfolios perform in: - 2008 financial crisis - 2020 COVID crash - 2022 bear market โ†’ Recovery time estimates Step 7 โ€” Optimization Recommendations: โ†’ Overweight/underweight sectors? โ†’ Reduce overlap or concentration โ†’ Add missing exposure (international, bonds, commodities?) โ†’ 3 specific actionable changes to improve risk/return Provide clear tables and charts where helpful. Be specific and actionable.